Malta Gaming License: Requirements, Cost & How to Apply

Malta Gaming License
Malta Gaming License - Malta Gaming Authority

Malta is one of the most established jurisdictions for regulated online gaming businesses.

For operators planning to launch an online casino, sportsbook, poker platform, betting business or gaming technology company, obtaining a Malta gaming license can provide a strong regulatory base in a respected European gaming jurisdiction.

A Malta gaming license is issued by the Malta Gaming Authority, which regulates gaming businesses operating from Malta or through Maltese structures.

However, obtaining a remote gaming license in Malta involves more than incorporating a company and paying a regulatory fee.

Applicants must demonstrate that the business has suitable owners, experienced management, sufficient financial resources, appropriate gaming technology, strong player protection measures and an effective compliance framework.

This guide explains the main Malta gaming license requirements, Malta gaming license cost, remote gaming license process and key steps involved in starting an online gaming business in Malta.

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What Is a Malta Gaming License?

A Malta gaming license is a regulatory authorization allowing an approved company to provide specified gaming services or gaming supplies under the supervision of the Malta Gaming Authority.

For online businesses, the most relevant category is generally a remote gaming license.

The Malta Gaming Authority currently distinguishes between two main types of remote gaming authorization:

Gaming Service License

A Gaming Service License is generally required when a business provides gaming services directly to players.

This can include:

  • Online casinos
  • Sports betting
  • Live betting
  • Poker
  • Bingo
  • Betting exchanges
  • Certain lotteries
  • Controlled skill games

Critical Gaming Supply License

A Critical Gaming Supply License is generally intended for businesses supplying important gaming technology or services to other licensed gaming companies.

This can include certain:

  • Gaming software providers
  • Platform providers
  • Game suppliers
  • Back-office gaming technology providers

The correct license depends on whether the company deals directly with players or supplies gaming services to other operators.

What Is a Remote Gaming License in Malta?

A remote gaming license in Malta generally refers to a license covering gaming services delivered through online or remote technology rather than through a physical gaming venue.

Examples can include:

  • Online casino websites
  • Mobile casino applications
  • Online sportsbooks
  • Online poker
  • Betting exchanges
  • Remote bingo
  • Gaming platforms

The Malta Gaming Authority states that a Gaming Service License is required where an eligible Malta, European Union or European Economic Area entity wishes to provide a gaming service from Malta, to persons in Malta, or through a Maltese legal entity.

For most online operators, the first question is therefore not simply: "How do I get a Malta gaming license?"

It is: "Which Malta gaming license does my business model require?"

Who Can Apply for a Malta Gaming License?

An entity established in the European Union or European Economic Area can apply for a Malta gaming license, provided it satisfies the applicable capital and financial reporting requirements.

The applicant must also satisfy the Malta Gaming Authority that the people behind the business are suitable.

This normally means the regulator will review:

  • Shareholders
  • Beneficial owners
  • Directors
  • Key personnel
  • Group companies
  • Source of funds
  • Financial capacity
  • Business model

The ownership structure should therefore be clear and transparent.

Malta Gaming License Types

The Malta Gaming Authority groups gaming activities into four main game types.

Type 1 – Casino and Random Games

Type 1 generally includes:

  • Online casino games
  • Slots
  • Roulette
  • Blackjack
  • Baccarat
  • Virtual sports
  • Certain lotteries
  • Poker played against the house

Type 2 – Sports Betting

Type 2 generally covers:

  • Fixed-odds betting
  • Live sports betting

This is the most relevant category for many sportsbook operators.

Type 3 – Player-to-Player and Commission-Based Gaming

Type 3 can include:

  • Betting exchanges
  • Pool betting
  • Peer-to-peer poker
  • Peer-to-peer bingo
  • Certain commission-based games

Type 4 – Controlled Skill Games

Type 4 covers controlled skill games falling within Malta's regulatory framework.

An operator can potentially have several approved gaming verticals under the same Gaming Service License, subject to regulatory approval.

Malta Gaming License Cost

One of the main questions investors ask is: how much does a Malta gaming license cost?

For a standard remote Gaming Service License, the current regulatory fees include:

Cost Item Amount
Application fee €5,000
Standard annual Gaming Service License fee €25,000
Annual fee for operators providing only Type 4 gaming services €10,000
Compliance contribution Depends on gaming activity and revenue
Gaming tax Where applicable
Professional and legal fees Additional
Minimum share capital Depends on game type
Company and operational costs Additional

The Malta Gaming Authority currently charges a €5,000 one-time, non-refundable application fee.

The standard annual Gaming Service License fee is €25,000, while operators offering only Type 4 gaming services currently pay €10,000 annually.

€5,000 or €30,000 Is Not the Complete Project Budget

The application fee and annual license fee are only the regulatory starting point.

They do not include:

  • Minimum share capital
  • Professional and legal fees
  • Company formation
  • Directors and key personnel
  • Compliance
  • Gaming technology
  • Banking
  • Payment processing
  • Accounting and audit
  • System review and audit costs
  • Ongoing operational expenses

For this reason, the real Malta gaming license cost depends heavily on the type and complexity of the business.

Also Explore: Malta Gambling License: Requirements, Cost & How to Apply

Minimum Share Capital Requirements

The Malta Gaming Authority currently requires the following minimum issued and paid-up share capital:

License Type Minimum Share Capital
Gaming Service – Type 1 €100,000
Gaming Service – Type 2 €100,000
Gaming Service – Type 3 €40,000
Gaming Service – Type 4 €40,000
Critical Gaming Supply €40,000

Where an operator has several game types approved, the capital requirements are cumulative, subject to a current maximum of €240,000.

The Malta Gaming Authority also introduced a Capital Requirements Policy in 2025 requiring licensees to maintain a positive equity position, strengthening the regulator's focus on financial sustainability.

It is important to remember that minimum share capital is not a regulatory fee. It is capital that the company must issue and maintain.

Professional and Legal Fees

Professional and legal fees are separate from Malta Gaming Authority fees.

These may include:

  • Regulatory assessment
  • Corporate structuring
  • Company formation
  • License application preparation
  • Business plan preparation
  • Financial projections
  • Compliance policies
  • Anti-money laundering documentation
  • Source of funds review
  • Key personnel coordination
  • Gaming system documentation
  • Regulatory correspondence
  • Banking and payment assistance

The amount depends on the complexity of the project.

A single-product operator using an established platform will generally require a different level of professional work from a multi-product operator with several shareholders and international markets.

For this reason, professional and legal fees should normally be quoted based on the specific gaming project.

Malta Gaming Authority License Requirements

Malta Gaming Authority License Requirements

The Malta Gaming Authority does not approve a license simply because the applicant can pay the fees.

The business must demonstrate that it is capable of operating responsibly and sustainably.

Some of the main Malta Gaming Authority license requirements include the following.

1. Suitable Corporate Structure

The company should clearly identify:

  • Shareholders
  • Ultimate beneficial owners
  • Directors
  • Group companies
  • Key personnel

The structure should be transparent and commercially understandable.

2. Suitable Owners and Management

The Malta Gaming Authority assesses the people who own and manage the business.

Applicants should expect checks relating to:

  • Integrity
  • Reputation
  • Experience
  • Competence
  • Financial standing

3. Clear Source of Funds

The applicant should be able to demonstrate where the money used to establish and finance the gaming business comes from.

Supporting evidence may relate to:

  • Business income
  • Investments
  • Sale of assets
  • Existing companies
  • Shareholder funding

Source of funds documentation should be prepared early.

4. Business Plan

The business plan should clearly explain:

  • Games being offered
  • Target markets
  • Target customers
  • Revenue model
  • Marketing strategy
  • Gaming platform
  • Payment providers
  • Banking
  • Staffing
  • Financial projections
  • Compliance
  • Player protection

The financial projections should be realistic and consistent with the overall business model.

5. Qualified Key Personnel

The company must appoint suitable people to manage important functions.

Depending on the business, these can include responsibilities relating to:

  • General management
  • Gaming operations
  • Compliance
  • Finance
  • Legal matters
  • Player protection
  • Information security
  • Internal audit
  • Anti-money laundering

These individuals should genuinely perform their roles rather than simply appearing on the application.

6. Gaming Technology

A remote gaming applicant should have a clear technology structure.

This includes understanding:

  • Gaming platform
  • Game providers
  • Player databases
  • Financial databases
  • Control systems
  • Hosting
  • Security
  • Reporting
  • Player account management

The Malta Gaming Authority specifically reviews system documentation and technical arrangements as part of the licensing process.

7. Player Protection

Operators must have measures for protecting players.

This can include:

  • Age verification
  • Customer identification
  • Responsible gaming tools
  • Self-exclusion
  • Player complaints
  • Fair gaming
  • Protection of player funds

8. Anti-Money Laundering Controls

The operator should also have systems designed to prevent financial crime.

These can include:

  • Customer verification
  • Risk assessment
  • Source of funds checks
  • Transaction monitoring
  • Sanctions screening
  • Suspicious activity reporting
  • Record keeping
  • Staff training

Also Explore: Curaçao iGaming License: Requirements, Cost & How to Apply

How to Apply for a Malta Online Gaming License

How to Apply for a Malta Online Gaming License

A typical Malta online gaming license application involves several stages.

Step 1: Define the Gaming Activity

Determine whether the business will provide:

  • Casino
  • Sports betting
  • Poker
  • Bingo
  • Betting exchange
  • Controlled skill games
  • Gaming software
  • Multiple gaming products

Step 2: Establish the Corporate Structure

Identify:

  • Applicant company
  • Shareholders
  • Beneficial owners
  • Directors
  • Key personnel

Step 3: Confirm Capital and Budget

Calculate:

  • Minimum share capital
  • Regulatory fees
  • Professional and legal fees
  • Technology costs
  • Compliance expenses
  • Banking and payment costs
  • Operating expenses

Step 4: Select Technology Providers

Confirm important providers such as:

  • Gaming platform
  • Casino games
  • Sportsbook system
  • Hosting
  • Payment providers
  • Player verification systems

Step 5: Prepare the Application

The application should include the required corporate, financial, operational and technical information.

The Malta Gaming Authority recommends reviewing its System Documentation Checklist before beginning the application.

Step 6: Submit Through the Licensee Portal

Applications are submitted electronically through the Malta Gaming Authority Licensee Portal.

For a remote Gaming Service License, the applicant selects the Gaming License Application, the appropriate license category, and the remote channel.

Step 7: Regulatory Review

The regulator reviews matters including:

  • Ownership
  • Management
  • Business model
  • Financial capability
  • Compliance
  • Technology
  • Gaming systems

The Malta Gaming Authority may request additional documents or clarification.

Step 8: Technical Review and System Audit

Technical readiness is an important stage.

According to the Malta Gaming Authority's current fact sheet, once the technical documentation review is completed successfully, the applicant can implement the systems in preparation for going live.

The applicant is then given up to 60 days to complete the technical implementation and can request an independent system audit during that period.

Step 9: License Approval

Once the application has completed the required review stages successfully, the Malta Gaming Authority can issue the Gaming License.

The current Malta Gaming Authority fact sheet states that an approved Gaming License is valid for 10 years.

How Long Does It Take to Get a Malta Gaming License?

There is no single guaranteed timeline.

The process depends on factors such as:

  • Complexity of ownership
  • Quality of documentation
  • Source of funds readiness
  • Business plan quality
  • Technology readiness
  • Experience of management
  • Speed of responses to regulatory requests

Applicants should therefore focus on submitting a complete and well-prepared application rather than simply trying to submit quickly.

Also Explore: Anjouan Gaming License Cost Explained 2026 Guide

Can Foreigners Apply for a Malta Gaming License?

Yes, international investors can participate in Malta gaming structures.

However, the applicant entity must satisfy the applicable eligibility requirements, and the Malta Gaming Authority will assess the individuals ultimately owning and controlling the business.

An entity established in the European Union or European Economic Area can apply, subject to the applicable capital and financial requirements.

Foreign investors therefore need to ensure that the corporate structure used for the application is appropriate.

Does a Malta Gaming License Cover All of Europe?

No.

A Malta gaming license does not automatically allow an operator to target players in every European country.

Individual jurisdictions may have their own:

  • Gambling licenses
  • Advertising rules
  • Gaming taxes
  • Player protection requirements
  • Payment restrictions

Operators should therefore assess each target market separately before launching services.

Malta Gaming License vs Other Gaming Jurisdictions

Malta is not necessarily the cheapest gaming jurisdiction.

Alternative jurisdictions may offer:

  • Lower setup costs
  • Lower capital requirements
  • Faster application processes
  • Lower ongoing costs

Malta may be more attractive to operators that value:

  • Established regulation
  • International reputation
  • A mature gaming ecosystem
  • Experienced gaming professionals
  • Strong technology infrastructure
  • Long-term commercial positioning

The best jurisdiction depends on the operator's business model, target markets, budget and long-term plans.

Also Explore: Cyprus Gaming License: Secrets to Fast Approval

How Neptune Fiduciaries Group Can Assist

At Neptune Fiduciaries Group, we assist gaming businesses, international entrepreneurs and investors with corporate structuring and gaming licensing projects.

For clients considering a Malta gaming license, our support can include:

  • Initial assessment of the proposed gaming business
  • Determining the appropriate gaming license
  • Malta company formation
  • Corporate structuring
  • Malta Gaming Authority application coordination
  • Business plan support
  • Professional and legal coordination
  • Compliance documentation
  • Key personnel coordination
  • Gaming platform and supplier coordination
  • Banking and payment solution support
  • Ongoing corporate and compliance support
  • Comparison with alternative gaming jurisdictions

We can also help clients understand the complete project cost before beginning the application, including regulatory fees, minimum capital, professional and legal fees, third-party expenses and ongoing operating costs.

Start Your Global Business
Journey Today

Whether you're launching a new venture or expanding globally, our experienced advisors provide tailored corporate and banking solutions designed for long-term success.

Frequently Asked Questions

How much does a Malta gaming license cost?

The current Malta Gaming Authority application fee is €5,000.

A standard Gaming Service License generally carries an annual license fee of €25,000.

However, these fees do not include minimum share capital, professional and legal fees, technology, key personnel, company formation, banking or ongoing operating costs.

What are the Malta Gaming Authority license requirements?

Applicants generally need an appropriate corporate structure, suitable shareholders and management, adequate financial resources, required minimum capital, a credible business plan, suitable technology, qualified key personnel and appropriate compliance and player protection systems.

What is the minimum capital for a Malta gaming license?

Type 1 and Type 2 Gaming Service Licenses currently require €100,000 minimum share capital.

Type 3 and Type 4 require €40,000.

Critical Gaming Supply also requires €40,000.

What is a Malta remote gaming license?

A remote gaming license covers approved gaming activities provided through online or remote technology.

This can include online casino, sportsbook, poker, bingo and certain other gaming services.

How long is a Malta Gaming Authority license valid?

According to the Malta Gaming Authority's current fact sheet, an approved Gaming License is valid for 10 years.

Are professional and legal fees included in the €5,000 application fee?

No.

The €5,000 fee is payable to the Malta Gaming Authority.

Professional and legal fees are separate and depend on the type and complexity of the application.

Final Thoughts

A Malta Gaming License can provide a strong regulatory framework for online casinos, sportsbooks, poker businesses and other remote gaming operations.

However, the actual investment goes beyond the regulatory application fee.

Operators should budget for: regulatory fees + minimum share capital + professional and legal fees + corporate setup + key personnel + compliance + technology + banking + payment processing + ongoing operating costs.

The Malta Gaming Authority currently charges a €5,000 application fee and generally €25,000 annually for a standard Gaming Service License, but these figures should never be treated as the complete project cost.

A properly structured project should begin by identifying the gaming activities, target markets, required license, technology and complete first-year budget.

Looking to Obtain a Malta Gaming License?

Neptune Fiduciaries Group assists international entrepreneurs, gaming businesses and investors with Malta gaming licensing and corporate structuring.

Whether you are planning an online casino, sportsbook, poker platform, remote gaming operation or gaming technology business, we can help assess the appropriate license structure, capital requirements and expected project costs.

Contact Neptune Fiduciaries Group for a Malta Gaming License assessment and tailored quotation.

Sarah Sirali

Sarah Sirali

Co-Founder & Director at Neptune Fiduciaries Group

Sarah Sirali

Sarah Sirali

Co-Founder & Director

Sarah Sirali is the Co-Founder and Director of Neptune Fiduciaries Group, with over 20 years of experience in corporate governance, offshore structures, and international business development. She has guided hundreds of entrepreneurs, investors, and global businesses through company formation, regulatory compliance, and cross-border wealth management strategies across multiple jurisdictions.