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Neptune Fiduciaries Group has guided operators through the Curaçao Gaming and Gambling Licence landscape since it first opened to online gaming and gambling in 1996; for many years the most widely used offshore licensing framework in the world, particularly among startup and mid-tier operators. The original system functioned through a small group of master licence holders who sub-licensed their regulatory authority to hundreds of operators. This made entry fast and inexpensive, but the indirect accountability structure drew sustained criticism from payment networks and player advocacy bodies for inconsistent enforcement.
Gaming under the reformed Curaçao framework covers online casino products and platform-based games of chance, where operators are now held to direct accountability rather than operating under a master licence. A Curaçao Online Casino Licence or Curaçao iGaming Licence is the relevant route for operators building these platforms.
Gambling under the same framework covers wagering-based products, including sports betting and other odds-based activity. A Curaçao Betting Licence or Curaçao Gambling Licence applies here, with operators now subject to the same direct CGA oversight as their casino counterparts.
In 2023, Curaçao enacted the National Ordinance on Games of Chance (LOK) and established the Curaçao Gaming Authority (CGA) as an independent regulator. Under the LOK framework, every operator must hold their own direct Curaçao Gaming Licence from the CGA rather than operating under a master. The CGA now conducts its own Ultimate Beneficial Owner checks, requires operators to implement a full AML/KYC programme, mandates a locally registered entity in Curaçao, and reviews the technical platform before authorising live operation.
Existing sub-licensees were given a transition period and are progressively moving to direct licences. At Neptune Fiduciaries Group, we assist gaming and gambling operators, investors, and entrepreneurs in preparing complete, audit-ready applications for a direct CGA licence under the LOK framework.
For new entrants, the reformed CGA framework offers a cleaner regulatory standing than the old sub-licence model, at government fees that remain among the most accessible for any regulated jurisdiction. Curaçao licences are accepted by a wide range of payment aggregators serving Latin American, African, and Asian markets, making it a practical choice for operators building in those regions.
Regulator
Curaçao Gaming Authority (CGA), established under the 2023 National Ordinance on Games of Chance (LOK).
Government Application Fee
ANG 3,750 (approximately USD 2,100) for a direct Gaming Operator Licence under the LOK framework.
Annual Licence Fee
ANG 12,000 (approximately USD 6,700) per year for a B2C Gaming Operator Licence renewal.
Minimum Share Capital
ANG 50,000 (approximately USD 28,000) required for the Curaçao-registered entity holding the licence.
Approval Timeline
3–6 months under the new CGA framework; the LOK process is more rigorous than the legacy sub-licence model and requires a complete submission to start the clock.
Local Entity Requirement
The licence holder must be a company incorporated in Curaçao; foreign companies cannot hold a CGA licence directly.
A Curaçao Gaming and Gambling Licence now offers a genuinely direct, independently regulated route to market, replacing the old master-licence model with a framework closer to established European regulators, while keeping fees among the most accessible in the industry.
To apply for a Curaçao Gaming Authority direct licence, contact Neptune Fiduciaries Group at info@neptunecorporate.com or Contact Us.
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