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Gibraltar Payment Service Provider License

Electronic Money Services Business

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Gibraltar Payment Service Provider

Neptune Fiduciaries helps fintech businesses obtain Payment Service Provider (PSP) authorization in Gibraltar, a jurisdiction known for its clear regulatory framework and access to European markets. A Gibraltar PSP licence allows businesses to offer payment processing, fund transfers, and other regulated payment services with full compliance under GFSC oversight.

Regulatory Authorization

PSPs must obtain formal authorization from the GFSC before offering any regulated payment services to clients.

Fit and Proper Management

Directors and senior management must meet the GFSC's fit and proper standards, demonstrating relevant experience and a clean regulatory record.

Operational Infrastructure

Businesses must show they have the systems, processes, and risk controls in place to safely handle client payment transactions.

Ongoing Supervision

Once authorized, PSPs remain subject to continuous monitoring and reporting requirements to maintain compliance with Gibraltar's payment services regulations.

With Neptune Fiduciaries managing your application and ongoing compliance needs, setting up a Gibraltar PSP becomes a straightforward and well-supported process from start to finish.

Minimum Capital Requirements

Initial Capital Threshold

PSPs must hold a minimum level of initial capital before authorization is granted, with the exact amount depending on the specific payment services offered.

Capital Based on Service Type

Capital requirements vary depending on whether the business provides money remittance, payment initiation, account information services, or broader payment processing.

Ongoing Capital Maintenance

PSPs must continue to hold capital in proportion to their transaction volumes and overall business activity on an ongoing basis.

Risk-Adjusted Capital Buffers

Additional capital may be required depending on the scale, complexity, and risk profile of the PSP's operations.

Get in Touch

For further details, please contact Neptune Fiduciaries via email info@neptunecorporate.com or sales@neptunecorporate.com or visit our Contact Us page.

Launch Your Electronic
Money Business

We manage EMI licensing, structuring, and compliance so you can focus on scaling your payments platform. From initial authorisation to passporting and ongoing supervision, we handle the full regulatory lifecycle.

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