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Token Design Services

Token Structure and Design

A token's structural design determines its legal classification, regulatory treatment, tax status, and marketability. Tokens fall into three broad categories: utility tokens (which grant access to a product or service), security tokens (which represent an investment and are subject to securities regulation), and payment tokens (used as a medium of exchange). Some tokens exhibit hybrid characteristics, combining elements of more than one category and presenting more complex regulatory analysis requirements across different jurisdictions.

The choice of token structure has profound implications for which jurisdictions can lawfully sell the token to investors, which classes of investors can participate, what regulatory licences are required by the issuer, and which exchange platforms will accept the token for listing. Neptune Fiduciaries Group advises founders and development teams on structuring tokens to achieve their commercial objectives while minimising regulatory and legal risk, drawing on specialist legal and regulatory expertise across the world's leading ICO jurisdictions.

Utility vs Security vs Payment Token Classification

We advise on the classification of your token under the laws of all target sale jurisdictions, identifying the most appropriate structural characterisation and the regulatory consequences that flow from each classification option.

Regulatory Treatment by Jurisdiction

Token regulatory treatment varies significantly by jurisdiction, from permissive frameworks (Switzerland, Singapore, Cayman Islands) to restrictive regimes (USA, China). We map the regulatory landscape across all jurisdictions relevant to your offering.

Investor Eligibility and Marketing Restrictions

We identify which investor categories can lawfully participate in your token sale in each jurisdiction, advise on accreditation requirements, and design geographic and investor eligibility restrictions appropriate to your token classification.

Smart Contract Technical Design Alignment

We work with your technical team to ensure the smart contract implementation accurately reflects the economic and governance rights embedded in the token structure as agreed during the legal and regulatory design phase.

Get in Touch

Contact Neptune Fiduciaries Group via info@neptunecorporate.com or visit our Contact Us page.

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